Bright Money Independent
Everything we do
You may know us for Mortgage Capacity Reports. As a brokerage with over 35 years' combined experience, we can also help with the whole picture — before, during and after the report.
Mortgage Capacity Reports
Our dedicated court service for financial remedy proceedings. An indicative online estimate in minutes, then a signed report from a CeMAP-qualified adviser — used by family solicitors across England & Wales.
Standard MCR £249 · No Mortgage Capacity Report £99 · Joint MCR (both parties) £449
Order a report →Residential mortgages
Whole-of-market mortgage advice for purchases, remortgages and buying out a former partner after separation — including help working out what you can realistically borrow.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Life assurance & protection
Life assurance, critical illness cover and income protection — so the mortgage and the family are protected if the unexpected happens.
Equity release
Advice on releasing money from your home later in life, from a member firm of the Equity Release Council.
Equity release may involve a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.
Conveyancing introductions
We introduce you to a trusted conveyancer to handle the legal side of your move or transfer of equity.
Commercial finance
Development and bridging finance for landlords, developers and business owners, arranged through BrightCap Partners.
Not sure where to start?
Tell us what you need and one of the team will come back to you. Prefer to talk? Call 01235 754475 during office hours (Mon–Fri, 9am–5:30pm).
Ask us anything
A short message is all we need. We'll only use your details to reply to your enquiry.
We trade as part of the wider Bright Money Independent group.
Bright Money Independent Ltd is an Appointed Representative of Sesame Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number 578068). Preparing a Mortgage Capacity Report for court is not a regulated activity.